As a self-employed professional, your ability to appraise is your most important asset. LIA's group long term disability insurance can pay you 60% of your gross monthly earnings if you become ill or injured and can't work for an extended period of time (up to the maximum $6,000 per month benefit allowed by the plan). This plan is underwritten by an A.M. Best "A" rated insurance company that has been the largest provider of disability insurance in the United States for over 30 consecutive years. It can help you pay your bills and protect your family's finances at a time when you have extra medical costs, but don't receive your normal income from appraising. Appraisal firms with 2 or more employees (3 in California) are eligible for this guarantee issue disability insurance (i.e. no medical questions)*.

As a self-employed professional, your ability to appraise is your most important asset.

If you do not qualify for the group disability plan or need coverage that exceeds $6,000 per month, LIA can help. We have access to several of the largest individual disability insurance companies in the United States. Subject to medical and financial underwriting, LIA can secure non-cancellable, guaranteed renewal disability insurance plans with monthly benefits of $10,000, $15,000 or more, depending on your requirements.

Apply now and let us surprise you!

Every 10 minutes, almost 500 people will suffer disabling injuries in the United States. That’s more than 20 million each year. (1)

About two-thirds of disabling injuries suffered by American workers are not work-related, so they are not covered by workers’ compensation. (2)

Three out of 10 workers between the ages of 35 and 65 will be out of work for three months or longer due to an injury or illness. (3)

Savings Aren’t Always Enough.

Here are just some of the expenses that you may choose to cover with Disability Insurance:

Apply now and let us surprise you!

Apply now and let us surprise you!

Work-Life Balance Assistance Program. You get 24 hour access to master's degree level consultants who provide confidential advice at a toll-free number whether or not you have filed a disability claim. You also have unlimited access to a website with information on issues you face daily.

Worldwide Emergency Travel Assistance Program. This service provides you and your family with emergency medical help with one phone call anytime while you are in another country, or in the United States traveling 100 miles or more away from home.

Rehabilitation and Return-To –Work Assistance. If you are deemed eligible and are participating in the rehabilitation program, you will be paid an additional benefit of 10% of your gross disability benefit up to a maximum of $1,000 per month.

If you are looking for professional disability coverage for your appraisal business, we invite you to apply now and discover why we are the strongest name in insurance for appraisers.

Apply now and let us surprise you!

"(My current carrier) which I have been insured with for 15 years did not want to take the time to explain. I appreciate your response and I will complete the application and go from there. Thanks"
- Appraiser, Bartlett, TN

"Thank you for your help with my application. I sincerely appreciate your speed, friendliness and professionalism, and look forward to my renewed relationship with LIA."
- Appraiser, Carlsbad, CA

"Thank you SO MUCH for your information and words of comfort! In 23 years, I have never had an appraisal challenged and really did not know how that feels. I appreciate your help and know that you are there for us!"
- Appraiser, Anchorage, AK

"I can't tell you how much I appreciate having the same representative the entire time we've been with your company (or at least as long as I've been here – 5 years). We have had a lot of trouble with the other insurance companies we work with, so I really appreciate you always being so available and responsive."
- Appraiser, Orange, CA

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