Appraiser E&O policies can look a lot alike on paper these days. Many carriers have added features and endorsements, and it can be hard to tell one program from another. What really sets a program apart is what happens when you actually need it.

LIA's appraiser policy was written by Peter Christensen with the specific risks appraisers face in mind. When a claim or board complaint does come, our in-house claims team, led by Claudia Gaglione and Magda Pretorius, has been defending appraisers for decades and knows the appraisal profession inside and out.

Having insurance through LIA proves its worth time and time again.

We invite you to compare our coverage, our claims experience and our service side by side with any other provider. For nearly 50 years we have looked after our appraiser clients, and we continue to help move the protection of our industry forward.

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$300K Limits of Liability

• Most popular
• Covers residential appraisals
• Available to individuals and firms of 1-4 appraisers
• Two years appraisal experience required

$500K Limits of Liability and Higher

• Higher limits of liability $2M/$2M, available on request
• Covers residential and commercial appraisals
• Three years appraisal experience required
• Machinery & Equipment valuation coverage
• Personal property appraisals
• Right of Way agents and relocation services

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Program Benefits

• You pay no deductible on defense costs and attorney fees
• Prior acts coverage for qualified applicants
• Optional $100,000 defense coverage for pollution claims
• Pre-claim assistance
• $7,500 attorney's fees for disciplinary proceedings
• $5,000 reimbursement of expenses including up to $500 per day loss of earnings due to claim-related obligations
• Deductible credits for early resolution and/or successful mediation of claims
• $50,000 defense coverage for discrimination (Fair Housing) claims
• Insured's consent for settlement
• Optional real estate sales & property management endorsement - available at competitive premiums
• No membership fees
• Loss prevention information and Claim Alert publications provided by Claudia Gaglione
• No convenience fees
• Major credit cards accepted
• Other payment options available

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Errors & Omissions Insurance is highly-specialized coverage, which is why it's so important to work with a program administrator who has experience & knowledge in this specific area. Our underwriting & sales staff have over 125 years combined experience with LIA, working exclusively with appraisers' E&O insurance.

Since 1978, more than 25 insurance companies have entered & left the appraisal E&O market. With over three decades and counting in the E&O industry, LIA has a proven track record with the appraisal community. We provide stable programs that our clients have counted on year after year - which is reassuring when you consider the current volatility in the real estate & financial markets. In the event of a claim, our national claims counsel will fight vigorously on your behalf. We are known throughout the industry as the recognized leader when it comes to effectively defending real estate appraisers.

There are reasons for our well earned reputation.

If you are looking for professional liability coverage for your appraisal business, we invite you to apply now and discover why we are the strongest name in quality Errors and Omissions Insurance.

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